For so long the scales of the appraisal process tipped heavily in the favor of the seller. Appraisers would give their "opinion" based on where the market was going, not current value. Today? Let's just say that "hitting the brakes" and "backing up" is an understatement. The exact opposite has taken place where the appraiser is not giving, in most cases, fair market value.
NOTE: Association Maximization is taking a summer hiatus but will be back in September. Enjoy your summer and be safe.