November 3, 2016

My Two Cents

In five days we will know the fate of the United States. Trump or Clinton? It's anyone's guess but I have to say I have never witnessed such an embarrassing (for our country) presidential campaign. Both candidates have historic percentages of the country disliking each. Both candidates have so many skeletons that this election should have been moved up to October 31st.
At the end of November 8th, 2016 one of them will win and with it a clear road map for the direction our country will take.
What will it mean for our building industry? How will teh NAHB members and their families and employees be affected? Supporters for each candidate in our NAHB federation of locals will have moral issues to guide them. Each will point to the perceived defects of either candidate and will angrily defend their choice. It's absolutely true; if you support Hillary, you hate Trump. And, if Donald is your choice Clinton needs to be locked up. 
Hatred has found a new level. Congratulations, America. 

I have my own thoughts on this election and, while I won't utilize this blog to support a particular candidate, I wanted to make my thoughts known to anyone who will listen and hopefully care. 

Here are my two cents; 
  • Our industry is ridiculously over regulated. 25% plus of the cost of an average newly constructed home is attributed to regulations. This is crystal clear and the candidate who will work to have less cumbersome regulations, that will help our nation's home builders build, has my vote. 
  • The Affordable Care Act (I'll leave names out of this), while helping a percentage of Americans with obtaining health care, is strangling middle class America and small to mid-sized business growth, which leads to less jobs. 2017 will see more people making less money because of the rising costs of premiums. Less money, means more expense, meaning less people eligible for a mortgage for the home of their dreams. Again, the home builder suffers as will associates vendors. Speaking of associates, rising premiums will affect them as well. They will have less money to work with which could affect HBA membership growth and non-dues revenue.
There is more to discuss but I am sincerely looking at two items that, if steps were taken to correct each, would help our home building  industry, tremendously. We, every NAHB member, would be in much better shape and poised for growth. I am supporting the candidate that is best suited to help our members have better and more profitable opportunities to make money. This includes me, and by extension, my family.

Remember to vote. It's your best chance to sail your own ship.

submitted by Michael Kurpiel, CGA CGP

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